Protecting Your Lifestyle

What would you and your family’s lifestyle be like if you became seriously ill? Could you meet your household bills, your mortgage commitments … and a timetable of doctors’ visits?

You have taken the time to consider your Life Insurance and your Health Insurance – what if your health condition has a long-term effect or long-term recovery period? How would your lifestyle be affected?

Allsure Financial Solutions can recommend a range of insurance products options tailored to your circumstances to protect your current lifestyle.

These Include:

Trauma Insurance

Income Protection Insurance

Mortgage Protection Insurance

Trauma Insurance

You need to think about this and the ownership of the policy will determine who gets the money. If you have children from a previous relationship then you may want to own the policy on your own life and will then need to have an up to date Will to reflect this. If the policy is to allow your spouse to clear the mortgage and raise your family then you may consider jointly owning the policy. We can help you to get the ownership structure right.

Trauma Insurance

We all know someone who has suffered from a stroke, cancer, or a heart attack. Life is not ‘black and white’ when you are dealing with these types of critical illness. Everyone is different in terms of how they want to deal with their changed circumstances, but most want to spend time with loved ones.

A trauma or critical illness insurance lump sum offers an opportunity to reduce financial uncertainty and stress giving you’re the ability to focus on your recovery. You may choose to pay off bills, take time out to ‘smell the roses’, seek alternative treatments – the choice is yours.

Trauma insurance provides you with a lump sum of cash if you suffer from a pre-determined condition and survive for fourteen days

Income Protection Insurance

How long could your household survive without your income?

Your ability to get up each day and earn a living is your greatest asset. If you could not work for 3, 6, 12 months, or 5 years… what impact would this have on you and your family’s lifestyle today and in the future?

People we meet, insure their homes and their motor cars – yet there is a very remote chance of your home burning to the ground. The chance of being disabled due to an illness such as cancer or stroke is so much higher – 1 in 3! If you are the main breadwinner for your family and you have limited savings, you need to protect your income.

Allsure Financial Solutions Limited can discuss your personal circumstances and recommend a suite of disability insurances to cover your lifestyle needs.

I have had the pleasure of dealing with Sean and Elaine for more than five years now with a number of different insurance products - and more recently Kiwisaver. They have made the whole insurance application/claims processes so much (!!) easier than dealing direct with insurance companies and I thoroughly recommend Allsure to anyone wanting an experienced, friendly company to handle their insurance needs.

Marcel Küng

I don't much enjoy dealing with insurance - it can be confusing and thinking about the bad stuff that could happen is pretty grim. But the team at Allsure took the time to understand my business and what was important to me and my family, explained how it all worked and talked through some of the stuff I like to avoid. Because of this I'm confident that if something bad happens, I know my family and I will be looked after.

David Saunders

I would highly recommend Allsure to anyone who is looking for an excellent team to look after everything from Kiwi Saver to health and life insurance. I rate their service as; top notch!!!!

Nathalie Joubert